Buy Now, Pay Later Inside Your Digital Banking Experience

Give members the flexibility they expect without sending them to third party BNPL providers.

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Why BNPL for Credit Unions

Buy Now, Pay Later is quickly becoming an expected part of the modern banking experience. Members want flexibility, and they prefer to get it from their trusted financial institution.

With equipifi, credit unions can meet that demand while keeping engagement, data, and relationships where they belong.

What You Can Offer with Equipifi

Offer BNPL as a native part of your digital banking experience.

Embedded, white label BNPL inside digital banking
Delivered through existing checking accounts and debit cards
Personalized, pre qualified offers based on your parameters
Simple, intuitive experience with fast access to funds

This approach helps credit unions drive engagement while supporting responsible, transparent financial tools.

CASE STUDY

Members prefer credit union BNPL.

PYMNTS research found that 70% of consumers surveyed report preferring receiving BNPL from their financial institutions rather than from third-party fintech providers. ACU of Texas discovered that this was true. Within three months of launching, ACU of Texas' BNPL saw its members use its BNPL more than they used all 3rd-party BNPL providers combined.

Read the Full Case Study.

Ready to Bring Buy Now, Pay Later to Your Credit Union?

Connect with our experts to learn how equipifi fits into your digital banking strategy and how quickly you can get started.

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